협력 관계
우리는 항상 우리 콘텐츠를 전 세계에 퍼뜨리는 데 도움을 줄 새로운 파트너를 찾고 있습니다. 관심이 있다면 이메일을 통해 연락하세요! 게임, 게임 리뷰 및 흥미진진한 설정을 좋아한다면 저희 파트너 SlotoGate가 여러분의 엔터테인먼트를 위해 여기 있습니다. 그들의 사이트에서 취향에 맞는 다양한 옵션을 찾을 수 있습니다!
모기지 브로커 (Mortgage Originator, Mortgage Broker)
용어해설
출처: https://www.trulia.com/voices/Financing/Mortgage_broker_vs_loan_originator_what_s_the_di-26603
(1)Mortgage Loan Originator (MLO) : Anyone who holds himself/herself out to the public to make mortgages, advises borrowers, completes a mortgage application, gathers documents, and submits same for underwriting. Most banks and retail lenders call their sales representatives "loan originators" Loan originators who work as employees of banks and retail lenders are exempt from individual licensure.
(2)Mortgage Broker: A loan originator who is independent of any particular lender, operating either his/her own business or under the supervision of a mortgage brokerage business. A comparision would be found with independent insurance agents representing many insurors versus an employee of a particular insuror. Mortgage brokers must hold a license from the state(s) in which they operate.
(3)Mortgage Brokerage Business: Some states, such as Florida, require licensed mortgage brokers to operate under the supervision of a licensed mortgage brokerage business, which is analogous to a real estate agent operating under the license of a supervisory real estate broker.
(4)Loan Officer: In the old days, these were the individuals who would make a credit decision on borrowers; they usually were members of the bank's loan committee. Nowadays it's an essentially meaningless term. The word "officer" carries a legal connotation implying the authority to bind the bank or lender to contracts. Bank mortgage sales representatives do not have that authority; only an underwriter may issue a loan commitment on behalf of the lender.
교육기관
• Allied Real Estate Schools
• CAPE School
•스티브부동산학교 (Wilshire): (한국어반): 부동산학교,융자학교,보험학교
-- Agent Course 한국어 강의 class (화요일 pm 6:30-9:30 / 토요일 am 11:00-pm 2:00)
--수강기간: College에서 3유니트(3개월), 사설학원(8주:단기코스)